Many homeowners believe their insurance provider will act in their favor.
The reality is that insurers are profit-driven corporations. They often prioritize their bottom line over your recovery, minimizing payouts and leaving you with insufficient funds.
We serve as your counter-balance. Our forensic history and precision ensure your claim is assessed for its full and fair contractual value, rather than a boilerplate estimate.
Avoid settling for an undervaluation that stalls your rebuilding process. We manage the technical burden so you can focus on your recovery and future.
Insurers are not on your side.
We are. Don’t settle for less than what you’re owed.
Peace of Mind
Reclaim your time and energy. We manage every technical step of the claim process so you can stay focused on what matters most—your family and your future stability.
Return to Normalcy
Restored Livelihoods
Beyond the negotiation, we focus on your resolution. Our advocacy ensures your property is returned to its pre-loss condition, helping you move past the disruption and resume your daily operations.
Fair Results
We advocate for a settlement that truly reflects your loss. These final results provide the necessary financial foundation to move forward with confidence and leave the disruption behind.
Why Hire a Public Adjuster?
547% Increase
Higher Recoveries: Quantitative data demonstrates that represented policyholders secure significantly larger settlements by ensuring every aspect of damage is forensically accounted for.
Forensic Skill
Expert Documentation: We provide technical diagnostics and archival precision necessary to validate complex structural losses, leaving no room for insurer underestimation.
Reduced Delays
Timeline Optimization: Strategic advocacy eliminates common delays and administrative hurdles by the insurer, significantly accelerating the path from initial filing to final settlement.
Technical Mastery
Policy Interpretation: Our mastery of dense insurance language provides the necessary leverage to challenge undervalued estimates and enforce your full contractual rights.
Strategic Claim Solutions
Residential Loss Advocacy
Supporting families dealing with fire, water, and structural damage through meticulous site inspections and detailed insurance policy analysis.
Commercial Strategy
Protecting business continuity and optimizing commercial settlements through rigorous oversight and expert structural loss measurement and reporting.
Environmental Loss Experts
Handling the complexities of claims involving hazardous materials such as asbestos and lead to ensure safe and fully compliant remediation.
Mandatory Code Upgrades
Professional analysis of local building regulations to secure the necessary funding for code-compliant reconstruction and structural safety.
Loss Categories Handled
FIRE
WATER
WIND
HAIL
HURRICANE
EXPLOSION
Fenner & Gravitz proudly holds the distinction of being the oldest continuously operating public adjusting firm in New York. We were the first firm to be engaged by the City of New York and remain the only firm to represent them in claims stemming from the 9/11 terrorist attacks. Our expertise extends to adjusting significant property claims across the United States, as well as in the Caribbean, Canada, Europe, and Africa.
MULTIGEN EXPERTISE
Protecting Policyholders
Every policyholder needs a partner who masters the complex language of property loss. With a multi-generation heritage of archival precision and forensic skill, we bridge the gap between insurer hurdles and the recovery you are owed. Our historical perspective is your most powerful tool in negotiation.
STRATEGIC LOSS MASTERY
FORENSIC ACCOUNTING